Why clients call us
The interest is real and so is the blocker. A financial institution can see the case for settling on a distributed ledger: faster finality, fewer intermediaries, liquidity that moves in seconds rather than days. What it cannot do is rewrite a core banking platform, a payments hub and twenty years of accounting integration to get there. Most serious blockchain conversations in a regulated institution stop at exactly that wall.
Our position is that the wall is an integration problem, and integration is what we have done since 2005. We have built connectors to several blockchains and the conversion layer that sits between them and the classic protocols. A payment leaves your existing system in the format it has always used, settles on chain, and comes back as a message your ledger already understands. Your core does not change. That is the whole point of the offer.
What we do
- Connector, router and monitoringThe architecture we build for SWIFT and EDI, pointed at a distributed ledger: a connector per chain, content-based routing, retries and compensation, and monitoring on every transaction so operations can see what settled and what did not.
- Two-way format conversionISO 20022 and SWIFT MT in, ledger transactions out, and confirmations converted back into messages your core, your accounting and your reporting already read. Neither end has to learn the other's language.
- Payment rails on XRP Ledger and beyondPayment flows executed on chain, XRP Ledger among them, with beneficiary and address reference data handled exactly as we handle it for CBPR+. Multi-chain by design, because no payments architecture should depend on a single ledger.
- Finality, reconciliation and exceptionsOn-chain finality does not behave like a correspondent banking confirmation. We design the reconciliation, the exception path and the treatment of pending, failed and partially settled transactions before go-live rather than after.
- Change management and riskThe part most integrators leave out. Impact analysis on operating processes, target operating model, risk mapping, control design, and the reporting changes finance, compliance and treasury will need. Delivered by consultants with real business expertise in payments.
- Implementation study and architectureTechnical feasibility, target architecture, make-or-buy arbitration and a costed roadmap. The document a steering committee needs before it commits to a chain.
A ledger reaches production when ISO 20022 and SWIFT MT convert cleanly in both directions and your core posts the confirmation without changing. That conversion layer is what we build.
Buying triggers
- A board asking what your blockchain strategy actually is
- Cross-border payment costs and settlement delays under scrutiny
- A distributed ledger pilot that cannot reach production
- A client or a market infrastructure moving to on-chain settlement
- MiCA and DORA obligations landing on a digital asset initiative
Technical foundation
- XRP Ledger
- Satisco multi-chain connectors
- ISO 20022 and SWIFT MT conversion
- IBM App Connect Enterprise (ACE)
- IBM MQ
- Node REST and gRPC APIs
- Transaction monitoring and alerting
- HSM and key management design
Start here
A 5 to 15 day assessment gives you a map of this scope, a gap analysis and a costed plan.
Market vocabulary
How this offer is named in tenders and job specifications
- blockchain integration
- distributed ledger technology
- XRP Ledger
- tokenised payments
- on-chain settlement
- legacy-to-chain connector
- multi-chain architecture
- MiCA readiness
Proof
Where this has already been delivered
Satisco LAB and payments practice
A conversion layer between classic payment formats and distributed ledgers
Our engineers built the connectors and the conversion tooling that let an ISO 20022 or SWIFT MT payment settle on a distributed ledger and return as a message a legacy core can post. It draws directly on the payments hubs, SWIFT flows and accounting integrations we have run in production for years.
XRP Ledger · ISO 20022 · Connector · Router · Monitoring
How we work on this
Assessment — 5 to 15 days, fixed price. Flow cartography, gap analysis, costed plan. A short document written to be signed by a decision-maker.
Build — A bounded project. Design, development, testing and cut-over on a defined perimeter.
Run — Recurring. Operations, monitoring, evolution and on-call cover on your critical flows.
Let's start with what actually flows today.
A 5 to 15 day assessment gives you a flow map, a gap analysis and a costed plan. Short, fixed price, written to be signed by a decision-maker.